![]() ![]() Notice I said “budgeting” software – while YNAB is a great budgeting software, it may or may not qualify as an all-around personal finance software because of it’s specific focus on budgeting. YNAB3 is the newest version and according to their Amazon rating it is one of the best budgeting software packages out there. But even though they have only been on the scene a few years, their owners constantly are improving it and adding new features. YNAB (stands for ‘You Need a Budget’) is a relatively new personal finance software. It just kind of depends on what it is you are looking for – but thankfully, there are a bunch of options to choose from! YNAB3 For example, some tools are better at helping you stay on track with your budget and others offer a bigger picture of your personal finances. I have tried out and played with quite a few of the free personal finance tools and most of them have some strengths and weaknesses depending on what you are looking to use it for. I do my budgeting with ING Direct and use a few of these programs once in a while to do checkups, but don’t consistently use any of them. If you would prefer a FREE money management tool, Personal Capital is definitely worth checking out.
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